Welcome to your private retreat in the heart of Derby, Vermont. Nestled on 3.84 acres, this waterfront property offers the perfect blend of privacy, tranquility, and convenience. Arrive by way of the circular paved driveway or the rear entrance leading to the spacious three-bay garage. Inside, you'll find an inviting open-concept kitchen and dining area that flows effortlessly into the vaulted living room, complete with a cozy gas fireplace and beautiful natural woodwork throughout. The main level also features a generously sized primary bedroom with direct access to a covered porch overlooking the property, an additional bedroom, and a full bathroom. The finished walkout lower level offers another bedroom and full bathroom, providing flexible space for guests, family, or a home office. Property features include a drilled well, 200-amp electrical service, oil and propane heat, tile and hardwood flooring, a paved driveway, and private water access for enjoying the lake. Outdoor enthusiasts will appreciate direct VASA trail access and close proximity to the VAST trail system, making this an ideal year-round getaway or primary residence. Conveniently located just minutes from downtown Derby's shopping, restaurants, schools, I-91, and only a short drive to Char-Bo Campground, this property offers the best of both peaceful country living and nearby amenities. Whether you're looking for a full-time home or a Vermont escape, this waterfront property is ready to welcome you. Listing agent is related to the Seller.